Author Archives: arkA

5 Facts About Adult Acne

When most people think of acne, they immediately think of hormonally challenged teenagers standing in front of the bathroom mirror and refusing to go to school because of a pimple on the tip of their nose. However, acne is not necessarily so. It appears to be a hormonal condition, but it’s not true that only teenagers can get it. Adult men and women can suffer from adult acne at any age, and it’s not uncommon for people in their 40s to suffer quite a bit from it. Acne in adults can be just as severe as acne in adolescents and can lead to depression and social anxiety in people of all ages and backgrounds.
1 Adult acne is much more common than you might think. 25% of adult males and olderIt’s really a lot more common than you probably realize and there’s nothing to be ashamed of.
2 The exact causes of adult acne, like juvenile acne, are still unknown. Hormones undoubtedly play a role in people of all ages developing acne, but no one knows the exact connection. However, due to their similarity, treatments and prevention for adult acne are virtually identical to those for teenage acne and are easy to use or follow.
3 Acne is one of the most common medical problems in the world in general and it is estimated that 30% of all dermatologist visits are related to acne. However, as the world views acne as a teenage problem, they fail to recognize the mental torment it causesWounds are more likely to open and easily infected. They will look a lot worse than acne pimples and can leave some pretty visible scars. Cleaning is fine, but you should avoid scratching or picking.
5 There are a lot of natural botanical remedies that help adult acne that you may want to try. Dandelion and burdock have been found helpful, as have lavender, sorrel root, turmeric, and strawberry leaves. There are many more natural solutions that are very easy to find and even easier to incorporate into your daily life.

3 things to look for in an online car loan company

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If you don’t have a lot of savings in the bank, you probably need to borrow some money when you get a new one Buy car. Auto loans are available through a variety of sources, including banks, credit unions, and auto dealer financing. You can also find a good car loan through an online car loan company as long as you pay attention to these three things:

A reasonable interest rate

Since you are taking out a loan from an online car loan company, your interest rate should be about 12% lower than …


Keywords:
online car loan


You have a lot of savings in the bank, you probably need to borrow some money when you buy a new car. Auto loans are available through a variety of sources, including banks, credit unions, and auto dealer financing. You can also find a great car loan through an online car loan company as long as you pay attention to these three things:

A reasonable interest rate

Because you are taking out a loan from an online car loan company, your car The interest rate should be about 12% lower than dealer financing.Look up the current average auto loan interest rate online, and then compare it to the interest rate you’re being offered. Beware of lending companies that charge exorbitant interest rates, good credit, and a reasonable down payment.

Low Fees and Additional Fees

Some auto lenders charge all kinds of additional fees, such as application fees, document preparation fees, or credit score fees. When comparing different lenders, look out for outrageous or unusual fees. If an online auto loan company adds additional costs that no other company charges, you may want to apply for a waiver or choose a different lender.

No Prepayment Penalties

Regardless of the length of your loan, three, five or seven years, you probably want to pay off your car loan as quickly as possible. Many people send a little more with their monthly payment, or send an additional payment whenever possible.If there’s a chance you’re doing this, make sure your online auto loan company doesn’t charge prepayment penalties. Otherwise, you’ll pay an additional fee if you pay off your car loan before the end of the loan term.

When comparing different car loan companies online, remember to choose a lender that you feel will make your business their top priority. Find an online auto loan company that is willing to work directly with you to help you get the best loan for your vehicle.

5 Quick and Dirty Tips for Using Microsoft FrontPage to Create More Attractive Websites

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767

Summary:
Having trouble creating an attractive website? Don’t worry…with 5 easy-to-use features of Microsoft FrontPage, you can make your website look more professional in minutes.


Keywords:
Microsoft FrontPage WYSWYG FrontPage Tutorial


Article Text:
Creating professional looking websites can definitely be a challenge.

While anyone in the world can learn the basics of HTML and get a working website up and running, creating a great-looking website can be a different story.

The internet is full of cheap family sites that look like they were designed by a first year HTML student.

Would you like your websites to look like this?

I hope not. Especially when it’s so easy to make your websites look more professional with Microsoft FrontPage.

Here are 5 ways FrontPage can make your websites look more professional right away.

1.Collection of high-quality clipart and photos Few people really know how great the Microsoft clip art collection is. This collection of images is created and maintained by one of the richest companies in the world.Absolutely crushes any other collection that you have seen on the Internet in terms of quantity and quality available images.Using HTML tables that are unnecessary information, the content of your web pages should usually be placed in a type by html.frontpage table.You can also “include” this navigation system in all your web pages using a special feature in FrontPage.

If you want to add another category or link to all pages of your website in this way, all you have to do is open a web page, the navigation.htm page, and change the contents of that page.

changes are instantly reflected across hundreds of pages on your site.

You can see that this is 10,000 times easier than manually checking and editing the link bar on every page!

5. Web Forms FrontPage’s web forms feature allows you to create a feedback form for your website. Not only do these forms look good, they can help alleviate your spam problems.

Many webmasters have paid exorbitant fees to other companies for forms processing, even though for years it was easily and freely available to FrontPage users.

You can create any type of feedback form in minutes and have the form submission results sent to any email address of your choice.



Finally:

I just gave you 5 invaluable tools to help you create professional-looking websites quickly.

While it doesn’t sound like much, consider this:

Let’s say you spend $50 and get a nice banner graphic for your new affiliate website.

Then create a neat HTML table, paste it into the banner, and use FrontPage 2003’s interactive button feature to create a navigation system.

You can use the same general template for each new page you create (for articles and other information about the product you are promoting).

Then complete each page with a beautiful photo or two from Microsoft’s clipart library.

With these basic techniques, you can easily create a professional-looking website in just an hour or two.

For more tips on building Microsoft FrontPage websites, see the Tips Bulletin at http://www.fphowto.com

“Visualization to Manifest…”

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Summary:
Creative visualization is the use of one’s imagination to create a mental image of what one wishes to manifest, thereby affecting reality. an idea or a mental picture in your brain of what you really want is defining the ability to imagine.

Repetition on a regular basis with strong emotion and intention gives the idea or mental image that you are trying to create positive energy until it becomes real.

Science begins to reflect the ideas of meta…


Keywords:
creative visualization, visualization, prana, metaphysics, natural law


Article body:
Creative visualization is the using one’s own imagination to create a mental state image of what you want to manifest, thereby affecting reality. Creating an idea or mental image in the brain of exactly what you want is defining the ability to imagine.

Repetition on a regular basis with strong emotion and intention gives the idea or mental image that
you are trying to create positive energy until it becomes real.

Science is beginning to reflect the ideas of metaphysical and spiritual leaders that our physical world is energy and not matter, something that has been known to these enlightened people for centuries. The most basic ingredient of this energy is a force called prana.

Therefore, visualizing the energy of prana entering through the nose and flowing through the whole body will have an enormous revitalizing effect on the whole body and on the general outlook on life. Visualization is not a new, strange or unusual concept, because you visualize something practically every minute of the day.

The idea is to dwell on those thoughts that you would like to see come true not as a future fantasy but as if they were real today and part of your daily life here and now.

Program your brain and rewire it as if what you want is real and already in place.As if you were watching your self-produced video, play the role of a real-life actor with all the emotions and movements that make it as real as possible. The mental image should be as clear and vivid as possible. this.

Through repetition you will learn and perfect the ability to create the desired mental image and feel the experience as if it were already real and happening.

Visualization is pure first-rate magic. It involves understanding and balancing with the natural law that governs the inner workings of the universe of which we are a part and learning to use those laws and principles in the most conscious and creative way.

The message is to imprint the right thought and image into your brain and feed it continually and steadily ensuring that the desired outcome becomes your reality.

The visualization technique should not be used to control others or to pressure your will against theirs. For what happens is sure to happen…

The purpose of the visualization process is to break down and remove inner obstacles to allow a more natural flow and to increase self-realization to increase one’s ability to manifest with positive energy.

$1,167.00

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Summary:
The first thing I would like to do is share with you an email I recently received that inspired me to this item.

Mr. Calvert,

Hello, my name is Tanya Jameson. I met you a few months ago at the Bunny Slipper Boot Camp you talked to in Las Vegas. It was me who spoke to you after Boot Camp and said I was going to invest in your “How to Create a $5,000 Monthly Income with Ebay and Online Auction Course” after I sold a few yards.



Tags:
ebay, money at home, internet marketing, part time business, money making, personal education,


Article body:
The first thing i would like to do is share with you an email I recently received which inspired me to write this article.

Mr. Calvert,

Hello, my name is Tanya Jameson.I met you a few months ago at the Bunny Slipper Boot Camp you spoke at in Las Vegas.I am the one that spoke to you after the Boot Camp and told you I was going to invest in your “How to Create a $5,000 Monthly Income with Ebay and Online Auctions Course” after I had a couple of yard sales.

I knew at the time, you probably didn’t believe me, but I did go to www.OnlineAuctionU.com and purchase your course.Anyway I just wanted to let you know that I have followed your course stepbystep and last month I have my first month of over $5,000.00 in profits, $5,233.70 to be exact and I am having a blast.My 5 year old daughter helps me in my business and because of your course; I never have to worry about taking a job outside the home again.

Now for my question, at the seminar you said that you personally spend over $15,000 a year on books, tapes, seminars, and other personal development courses.

My question is why?

You have a net worth of millions of dollars, you speak all over the world at seminars, and have dozens of training programs, why do you still invest so much money?I’m just curious; please reply when you have the chance.

Thank you for helping me change my life!

Tanya Jameson


Here is my answer:

Tanya,

Congratulations on your first month of $5,000! You have now developed the skills and knowledge to be able to post your paycheck every month with Ebay and online auctions. I am proud of you and appreciate that you took the time to email me.

Now what about your question and why am I spending so much money on personal education.

My definition of success is not how much money or how many toys you have. For me “Success is living your life working towards worthy goals” When I was broke I lived in a tiny 600 square foot house and drove a dented Chevette and then I was so successful than now, because I had worthy goals for the game I worked on every day.

Now here’s the “brain tweak” once those goals were achieved I was no longer a success. Think about it for a minute.The only way to maintain my success is to set myself new goals!

When I was financially broke, I used to devote 10% of my income to my personal education. Jim Rohn says, “Formal education will keep you alive; if you become self-taught, you can make a fortune”

This is one of the things I absolutely love about the internet, it’s an ever-evolving marketing medium. There are always new ideas to learn and concepts and methods to test and practice.

Fortunately, my income reached a point where I could no longer spend 10% on lessons, books and tapes. So I was able to buy books and training programs for other people, and at one point provide the Think and Get Rich book to the entire graduating class at our local high school. I hope you will continue to do the same.

I wish you much success and as always let me know what I can do to support and help you. I appreciate your support and thank you again for taking the time to email


Dale Calvert
www.DaleCalvert.com


I sincerely hope my response to Tanya resonated with you. If you are broke but working towards worthwhile goals, YOU ARE A SUCCESS. Today’s world is filled with self-taught marketing masters who offer an endless supply of books, tapes, and training programs to help us improve what we do.

Oh yeah, before I forget, why is the title of this item $1,167.00? That’s what I spent last month on personal education and training programs. Become “self-taught” and I’ll see you on the endless road to success!

Refinance 1st and 2nd Mortgage Loans Why Refinance Both Mortgages? Count

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372

Summary:
The struggle of making two monthly mortgage payments has prompted many homeowners to refinance their first and second mortgages into one loan. Although combining both loans into a single mortgage is convenient and can save you money, homeowners should carefully weigh the risks and benefits before deciding to refinance their mortgage.

Advantages of combining first and second mortgages

In addition to consolidating your mortgages and paying monthly, a mortgage offers…


Keywords:
second mortgage, refinancing, mortgage loan


body Articles :
The trouble making two monthly mortgage payments has prompted many homeowners to refinance their first and second mortgages into one loan. While combining both loans into one mortgage is convenient and can save you money, homeowners should carefully weigh the risks and benefits before deciding to refinance their mortgage.

Benefits Associated with Combining a First and Second Mortgage

In addition to consolidating your mortgages and making one monthly payment, mortgage consolidation can lower your monthly payments to lenders. If you bought your first or second mortgage before home loan rates started falling, you are probably paying an interest rate that is at least two points higher than current market rates. If so, you can benefit from refinancing.To begin, refinancing a mortgage involves the same procedures as applying for the initial mortgage.Thus, you are required to pay closing costs and fees.In this case, refinancing is best for those who plan to live in their homes for a long time.

If your credit score has dropped considerably within recent years, lenders may not approve you for a low rate refinancing.By refinancing and consolidating both mortgages, be prepared to pay a higher interest rate.Before accepting an offer, carefully compare the savings.

Moreover, refinancing your two mortgages may result in you paying private mortgage insurance (PMI).PMI is required for mortgage loans with less than 20% equity. To avoid paying private mortgage insurance, homeowners should consider refinancing both mortgages separately rather than consolidating both mortgage loans.

Healthy Cooking is a Must for Families

That doesn’t mean you can’t enjoy the occasional calorie binge or even that you shouldn’t. The key to healthy cooking is learning to control portion sizes and understanding the importance of moderation. For those hoping to incorporate healthy eating habits into their daily routine, there are more resources available than ever to help you with these efforts. You can seek the services of a professional nutritionist, your doctor can advise you, you can find all sorts of books on healthy eating, cooking and living at your local library, and the internet is a great source of all kinds when it comes to leading a healthier life everywhere. There are many books and magazines full of recipes that encourage healthy cooking and eating habits. If you’re really into cooking, there’s no shortage of recipes you can try along the way. The good news is that you can incorporate healthy cooking into your cooking routine, whether you’re cooking for one person or for a family of ten. Many would argue that cooking healthy foods costs more than cooking pre-packaged foods that contain calories and additives.The truth is, when you compare the costs to future medical bills for not doing this, they seem pretty light in comparison. Yes, good food costs more. In many cases, it is a simple fact of life. However, by educating yourself about portion control and eating proper portions, you may find that you spend less by adjusting to the proper amounts of food you should consume to maintain a healthy, active lifestyle. Healthy cooking does not change overnight; it’s a lifestyle change that should be implemented one step at a time. You don’t have to walk into your kitchen and sort out every little thing you think is “unhealthy”, it just works so you don’t buy more of those items once they’ve been used.Make smarter decisions when buying fats for food preparation and you will find that you have taken an essential step in the process of incorporating healthy eating and cooking habits into your home. It’s the small steps you take toward your goal of cooking healthy food for your family that counts more than any giant leap. Before you know it, you’ll find that you all have more energy and a better sense of overall health than you imagined before changing your eating habits. If that’s not enough to cheer you up, you can always find an excuse to go shopping for new clothes after dropping a size or two.